Savings Book

Discover the advantages of a classic savings account with a modern twist. Choose the term that suits your goals and benefit from attractive interest rates. Whether you want to save for a big project, build up your retirement provision or simply increase your financial security - our savings book is your reliable companion.

Fixed interest rate of up to % 2.75 interest.

Choose between a term of 3 months and 10 years.

Fixed interest guarantee secures your savings.

Choose between two types of savings booksYou can choose between a password savings book (up to EUR 14.999) and a registered savings book. The minimum deposit is EUR 1.000.

Your savings always to handYour credit balance is available at any time despite the commitment period. In the event of partial withdrawal or early termination, advance interest of 1.00 ‰ will be charged on the amount withdrawn for each month of commitment not observed.

No interest gap If you do not dispose of your savings capital at maturity, interest will automatically continue to accrue at our applicable interest rate for overnight savings deposits.

We look forward to welcoming you to one of our branches throughout Austria. Our employees will be happy to advise you at any time.

Make an appointment now online or by calling 0800 88 66 00

Make an Appointment

What does it offer?

In addition to our classic savings book, we also offer you the option of opening a free online savings account from the comfort of your own home. Discover the benefits of digital saving and enjoy maximum flexibility and attractive interest rates.

Digital Saving.

Maximum Flexibility.

Attractive Interest Rates.

Info about Online Saving

With our modern internet banking and the free DenizMobile app, you have your finances under control anytime and anywhere.

Simple operation & modern design: banking transactions even more convenient.

Anytime, anywhere: make transfers, standing orders and much more online.

Conclude everything online: Fixed-term deposits or call money accounts now simply via the app.

Make an Appointment

Price List

Terms and Conditions

Fixed Interest Rates for the Entire Term

Invest Money Carefree and Profitably

How to Open a Savings Book with a Fixed Interest Guarantee:

Switch to Online Savings Now

DenizMobile App & Internet Banking

Documents