• Acquiring commodity trader customers based in Europe, identifying and developing financing opportunities in line with the department’s targets
• Contribution to the asset size and profitability of the department in line with the department’s budget
• Analyzing creditworthiness of the customers, supporting credit package preparation, structuring credit limits in line with the bank’s risk appetite, pricing, credit policy and procedures
• Following customers’ financial standing and ongoing transactions closely and being alerted to perceive any early warning signals and take action
• Initiate risk assessment and continuous monitoring on a transactional basis (ensuring acceptability and quality of transaction structure, parties involved such as suppliers, buyers, forwarders, warehouses, insurers, transporters and physical flow of the goods) and pick up the transactions which are in line with bank’s acceptance criteria
• Responsible for well-organized and up-to-date credit files/customer accounts in line with the bank’s policy and procedures
• Responsible for being up-to-date on market developments and regulatory updates and if necessary informing the direct superior about the possible effects
• Always be up-to-date regarding the sectorial risks and commodity prices, assess and report possible impacts on the portfolio
• University degree or equivalent education level
• Working experience in structured trade and commodity finance for at least 5 years
• Good understanding of financial and economic overview
• Strong communication and social skills
• Results oriented, with self-motivation and ability to motivate others in the team.
• Willing to take responsibility and initiative
• Ability to actively plan and coordinate customer relationships with client meetings across a broad range of products
• Analytical and risk management skills including financial analysis and structuring of transactions
• Presentation and communications skills and ability to interact successfully
• Good knowledge of MS Office applications
• Excellent command of both written & spoken English
• Additional language especially German or French is an advantage
• Insights into the structure and processes of the banking business and the opportunity to actively improve them
• Varying tasks in a motivated team
• Career and development opportunities
• Nice benefits: canteen/lunch vouchers, voluntary pension fund, employee events, home office possibility etc.